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This week, parts of the US have experienced temperatures a slow as minus 37 degrees Celsius making this one of the coldest winter storm in US history. An estimated 187 million people have been affected; schools and businesses have remained closed, thousands of flights have been cancelled and 21 people have died so far in weather related deaths.
$1.4 billion is paid out each year by US insurers to cover damage caused by severe winter weather and although the cost to insurers is unknown at this early stage, estimates have put the full economic rather than insured cost at $5 billion for 2014.