Website

All possible efforts have been made to ensure the factual accuracy of what is written on the site. However, all views and opinions expressed on the site represent the views of the contributor at the time of preparation. These are subject to change. Alpha Insurance Analysts (‘Alpha’) accepts no responsibility or liability for any loss occasioned to any person acting as a result of any statement contained in this website.

Governing law

This website is governed and construed in accordance with English law and is subject to the exclusive jurisdiction of the English courts.

United States

Services are not offered publicly to United States persons or in the United States, nor are they offered publicly in any other jurisdiction where such an offer may be unlawful. A careful review of your local laws should be made.

Data Protection

Alpha is committed to protecting the privacy of all existing and new members and third-party participants. We will not pass on any personal information of anyone to third-parties other than as required by law or regulation. Here is a link to our Privacy Policy.

Third Party Links

This site provides a number of links to other websites. These are written, hosted and maintained by third-parties. Whilst we think that their content may be of potential interest to readers, Alpha has no control over what is contained in any of these websites, and cannot be held responsible for their content. You log onto these websites entirely at your risk.

Tax changes

You should be aware that UK tax laws are all subject to change, and all of our comments regarding UK tax only apply at a given moment in time. We would recommend that all readers seek independent advice from their financial advisor on this issue.

Telephone and internet monitoring

For your security we may record or randomly monitor all telephone calls and internet communications.

Complaints procedure

Alpha strives to achieve the highest level of service for its members and participants and any complaint will be taken very seriously. Alpha’s Complaints Policy and Procedure enables us to respond appropriately to complaints in a timely manner. All complaints should be addressed to the Compliance Director, Jenny Doyle or Chairman, John Scott.

General disclaimer

This site does not represent a prospectus or invitation to participate on any Lloyd’s syndicates, constitute an offer to sell securities or insurance. It is not seeking to give any investment, legal or tax advice. Underwriting membership may not be suitable for all. Underwriting at Lloyd’s involves a significant degree of risk and capital providers to the market will be exposed to the risk of underwriting losses. Unlimited members are exposed to losing their entire capital and members underwriting through a limited liability vehicle are exposed to losing the entire assets of the vehicle. Unlimited members will remain ultimately liable for losses, even after death, until the liability of all syndicates participated upon have been reinsured to close, subject to there being no reinsurance failure. Past performance is not necessarily a guide to future performance. The material on this site is primarily directed at existing Alpha clients, Lloyd’s members and those readers seeking information about Alpha. This website does not constitute any offer or invitation to invest at Lloyd’s. Nothing on this site should be interpreted as investment, legal or tax advice. While all reasonable care has been taken to ensure that the information contained within this website is accurate at the time of publication, Alpha does not make any representations as to the accuracy or completeness of such information. The numerical data has been accessed from various sources including Lloyd’s, The Insurance Insider, The Insurance Journal, The Insurance Business Review and other information from London Stock Exchange press releases and market commentaries. There is no exclusion of duties or liabilities under the Financial Services and Markets Act of 2000, or any other rules with which Alpha is bound to comply with.

Alpha Insurance Analysts Limited is a Lloyd’s members’ agency that is authorised and regulated by the Financial Conduct Authority.

 

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